Insurance Safety Tips
Insurance Audits Explained: Why They Matter, Why Payroll Accuracy Counts, and Why Subcontractor Certificates Are So Important
For many businesses—especially contractors—insurance audits can feel like an administrative headache that shows up at the end of the policy term. In reality, audits are a routine and important part of how many commercial insurance policies work. They help make sure...
Insurance Discounts That Could Help You Save on Coverage
Insurance is designed to protect what matters most—but that doesn’t mean you should pay more than necessary for coverage. Many insurance companies offer discounts that can help lower your premium while still maintaining strong protection for your home, vehicle, and...
Why Your Boat Needs More Attention (And the Right Insurance)
Time on the water is time well spent. But while you’re focused on relaxing days and smooth rides, it’s important to make sure your boat insurance coverage is keeping up. At Staples & Associates Insurance, we help boat owners across Maryland and Delaware protect...
What to Expect During the Insurance Claims Process
When the unexpected happens, filing an insurance claim can feel overwhelming. Whether it’s a car accident, property damage, or another covered loss, knowing what to expect during the insurance claims process can make all the difference. At Staples & Associates...
Commercial Property Owners: Why Ordinance & Law Coverage Is Critical
If you own a commercial building, you likely carry property insurance to protect against fire, storms, and other damage. But there’s one coverage that many business owners overlook — and it can create a serious financial gap after a loss: Ordinance & Law coverage....
Understanding Flooding: Causes, Risks, and What Homeowners Need to Know
Flooding is one of the most common and costly causes of property damage in the United States. While many people associate floods only with heavy rain or hurricanes, water damage can occur in a variety of ways — some of which may surprise homeowners. Understanding the...
Critical Times in Life That You Need Life Insurance the Most
Life insurance is part of a responsible financial plan. And while you should feel secure knowing it will be there to meet your financial responsibilities and protect your family, there are a handful of situations where you may need life insurance more than you...
Is Your Insurance Still Keeping Up With Your Life?
Most people treat insurance like a "set it and forget it" chore. You sign the paperwork, tuck it into a digital folder, and move on. But here is the reality: your life doesn’t stand still, and your coverage shouldn't either. If the last time you looked at your policy...
Drive Safe, Stay Warm: Essential Auto & Home Insurance Tips for Winter Weather
Winter is here, bringing with it beautiful snowy landscapes—and potential risks to your home and car. In the insurance industry, claims related to ice damage, burst pipes, and auto accidents on slippery roads spike during this season. The best way to save money and...
Starting Fresh: How Renters Coverage Protects Your New Chapter
The turn of the year often sparks major life changes: a move to a new city, heading off to college, or finally settling into a different apartment after the holidays. It’s an exciting time, but amidst the packing and planning, it’s critical to secure the right...
How Our Team Supports You Through Every Step of the Claims Process
At Staples & Associates, our commitment to customer care is more than a promise—it’s the heart of how we operate. Few moments are more stressful than filing an insurance claim, which is why we’re proud to spotlight team members like Chelsea Phippin, PLCS, a sales...
Why You Should Consider Rental Car Insurance
Renting a car can be convenient, whether you're traveling for business, going on vacation, or temporarily without your own vehicle. But when you get to the rental counter, one of the biggest questions you’ll face is: should you purchase rental car insurance?...