Auto Insurance

Anyone who owns a motorhome, camper, boat, ATV, Jet Ski, or scooter may benefit from recreational insurance. A separate policy can help protect the vehicle and reduce out-of-pocket costs after certain accidents or losses.

Collision or comprehensive coverage may help pay for repairs after a covered accident, storm, fire, theft, or other loss. The deductible and policy limits will affect how much the insurance company pays.

Yes, but a full-time motorhome owner may need different coverage than someone who only uses an RV for vacations. Full-time RV insurance may offer added liability, personal property, and living expense protection.

Camper insurance with comprehensive coverage may help pay for damage caused by a covered fire. This protection may apply while the camper is being used, transported, or stored in Maryland or Delaware.

A basic boat insurance policy may include liability, collision, comprehensive, and medical payments coverage. Optional protection may also be available for equipment, towing, or personal belongings.

Comprehensive ATV coverage may help if the vehicle is stolen from your home, garage, trailer, or another approved storage location. A deductible and coverage limit usually apply.

Even seasonal Jet Ski owners can face risks such as accidents, theft, storm damage, or liability claims. Coverage can provide protection during the riding season and while the watercraft is stored.

Insurance requirements for scooters can vary depending on the type of scooter, where it is registered, and how it is used. Even when coverage isn’t legally required, scooter insurance can help protect you financially from liability, accidents, theft, and damage, depending on the policy and coverage selected. Staples & Associates Insurance can help you understand the requirements for your scooter and find coverage that fits your needs in Maryland or Delaware.

Yes, insurance for your recreational vehicles can usually be adjusted as your needs change. You may want to update the policy after adding equipment, changing storage locations, paying off a loan, or moving.

Consider the coverage types, limits, deductibles, exclusions, discounts, and claims service offered by each company. Comparing several options can help you find protection that fits your vehicle and budget.