Car Insurance
Serving the Salisbury and Bethesda, MD and Harrington, DE Areas
Car insurance not only protects your vehicle, it protects your family and your financial well-being. Speak with one of our experienced agents who will customize a program to ensure the things most important to you, are protected.
Staples helps you find ways to save on car insurance. Get your quote today!
Make sure you have the right insurance coverage for any unexpected emergency.
Our team of licensed agents have the solutions to all of your insurance needs.
Three good reasons why our agency, Staples & Associates in Salisbury, MD, and Harrington DE is the right choice for your car insurance needs:
We Provide Car Insurance Discounts
There are many ways to save on your car insurance coverage. You can save when insuring more than one vehicle, staying accident-free, and when insuring both your car and home. You can even receive discounts by having one of our affordable Life insurance products with us.
Our Claims Service is Better
Ninety percent of our customers who filed car insurance claims would recommend us to friends and family. Why? Because customers think we provide a better claims experience.
Annual Review
With an annual review, we can make sure your car insurance coverage keeps up with your life changes. We can help you look at the bigger picture. You get the car insurance coverage that fits your needs, goals, and budget.
Protection for Your Car
Any time your vehicle is damaged, paying for the repairs should not be a source of worry. You need quality repairs for your vehicle, you need it returned as quickly as possible, and you need transportation while it is being fixed. Whether its arranging repairs at a reputable shop or getting you a rental vehicle so you do not miss any work, we’ll help keep your life on track.
Damage to Your Car
- Comprehensive Coverage
- Collision Coverage
- Towing and Labor Coverage
Damage or Injury to Others
- Vehicle Liability Coverage
- Medical Expense Coverage
- Family Compensation Coverage*
- Uninsured and Underinsured Motorist Coverage
- Personal Injury Protection (No-Fault) *
Frequently Asked Questions
What insurance do classic cars need?
Classic cars often require specialized insurance designed for collectible or antique vehicles. Policies in Maryland and Delaware may include agreed value coverage, mileage limits, and requirements for secure storage.
What insurance do rideshare drivers need?
Rideshare drivers may need additional coverage beyond a personal auto insurance policy. Drivers in Salisbury and North Bethesda, Maryland, as well as Harrington, Delaware who work for services like Uber or Lyft should review rideshare insurance options carefully.
Does auto insurance cover passengers?
Auto insurance may help cover injuries to passengers after an accident through liability, MedPay, or PIP coverage. Drivers in Salisbury and North Bethesda, Maryland, as well as Harrington, Delaware should review their policy limits to understand available protection.
What happens if I’m hit by an uninsured driver?
If you’re hit by an uninsured driver, uninsured motorist coverage may help pay for injuries or damages. Drivers in Salisbury and North Bethesda, Maryland, as well as Harrington, Delaware drivers without this coverage may need to pursue compensation through other means.
How quickly should I add a new vehicle to my insurance policy?
Drivers should add a newly purchased vehicle to their insurance policy as soon as possible. Some insurers in Maryland or Delaware provide short grace periods, but immediate updates are always recommended.
How do I choose the right auto insurance policy in Salisbury and North Bethesda, Maryland, as well as Harrington, Delaware?
Choosing the right auto insurance policy in Salisbury and North Bethesda, Maryland, as well as Harrington, Delaware starts with understanding your vehicle, budget, driving habits, and coverage needs. Comparing coverage options, limits, deductibles, and customer service can help you find the best fit for your situation. Our agents can help shop these options for you!
Does my credit score affect my auto insurance rates?
In many states, insurance companies may consider credit-based insurance scores when calculating auto insurance rates. Drivers in Delaware and Maryland with stronger credit may qualify for lower premiums, depending on state laws and the insurance company’s guidelines.
Does auto insurance cover storm damage?
Comprehensive coverage may help cover storm-related damage caused by wind, falling trees, flooding, or hail. Drivers in Salisbury and North Bethesda, Maryland, as well as Harrington, Delaware often choose comprehensive insurance for protection against severe weather events. Drivers along the coast who are more susceptible to storms should consider higher insurance limits.
How long do tickets affect auto insurance?
Traffic tickets can affect auto insurance rates for several years, depending on the violation and state laws. Drivers in Delaware and Maryland with clean records afterward may eventually see rates improve over time.
Are electric vehicles more expensive to insure?
Electric vehicles can sometimes cost more to insure because repairs, replacement parts, and battery systems may be more expensive. Insurance rates in Salisbury and North Bethesda, Maryland, as well as Harrington, Delaware also depend on the make, model, driving history, and available safety technology.
I’m a Maryland resident purchasing a new car; what local factors may play into my new auto insurance premiums?
Drivers in Maryland face different insurance considerations based on traffic congestion, commuting patterns, vehicle theft trends, weather-related risks, and repair and labor costs. Understanding how local factors affect insurance pricing can help you choose the right vehicle and coverage before making a purchase.