by staplesassocia | Aug 30, 2021 | Insurance, Tips
Flooding is one of the most common and costly natural disasters, yet it is often misunderstood when it comes to insurance coverage. Many property owners assume their standard homeowners or business policy includes flood protection—but in most cases, it does not....
by staplesassocia | Aug 30, 2021 | Insurance, Tips
Owning a condo comes with unique insurance needs that differ from traditional homeowners coverage. While your condo association may carry a master policy, that coverage is typically limited and does not fully protect your personal property or liability. Understanding...
by staplesassocia | May 30, 2021 | Insurance, Tips
Owning a personal watercraft—such as a jet ski or similar vessel—can provide recreation and convenience, but it also comes with risks. Many owners assume their homeowners insurance or boat policy will provide coverage, but that is often not the case. Personal...
by staplesassocia | Apr 30, 2021 | Insurance, Tips
Insurance pricing doesn’t stay the same over time. Instead, it moves in cycles known as hard markets and soft markets. These cycles affect premiums, coverage availability, and underwriting standards across both personal and business insurance. Understanding how these...
by staplesassocia | Mar 30, 2021 | Insurance, Tips
Filing an insurance claim can feel overwhelming, especially after an unexpected event. Whether it’s a car accident, property damage, or another loss, knowing what to expect can help you navigate the process more confidently. Taking the right steps early can also help...
