by staplesassocia | May 16, 2025 | Safety, Tips
Do I Need Umbrella Insurance? Here’s What You Should Know Umbrella insurance is one of the most misunderstood types of coverage—but it can also be one of the most important. If you’re wondering whether you actually need it, the answer depends on your assets,...
by staplesassocia | Apr 10, 2025 | Safety, Tips
According to Collision Week, about one in every eight drivers in the United States are uninsured, with several states having upwards of 20% of drivers lacking auto insurance. Regardless of whether your state requires Uninsured Motorist (UM) or Underinsured Motorist...
by staplesassocia | Mar 26, 2025 | Safety, Tips
Your homeowners insurance policy is designed to protect your home—but it doesn’t cover everything. Many homeowners assume they’re fully protected, only to discover gaps after a claim. Standard policies often exclude flood damage, sewer backups, certain liability...
by staplesassocia | Mar 25, 2025 | Safety, Tips
Shopping for insurance online may seem quick and convenient, but it can often lead to confusion, coverage gaps, and missed savings opportunities. Before you compare quotes or purchase a policy, speaking with an experienced insurance agent can help you make a more...
by staplesassocia | Feb 25, 2025 | Safety, Tips
The insurance industry is changing rapidly in 2025. From rising premiums and stricter underwriting guidelines to climate-related risks and carrier pullbacks, policyholders across the country are experiencing unexpected coverage changes. For homeowners, auto, and...
by staplesassocia | Jan 6, 2025 | Safety, Tips
Farming in Maryland and Delaware comes with unique risks—and your insurance coverage should reflect that. Whether you operate a small family farm, a large agricultural business, or anything in between, having the right farm insurance is essential to protecting your...
